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These Terms and Conditions ("Terms") govern your use of the website located at vidamaximaaccounting.com and any services offered by Vida Maxima Accounting LLC ("Company," "we," "us," or "our"). By accessing our website or submitting an application, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.

1. Acceptance of Terms

By accessing or using our website and services, you confirm that you are at least 18 years of age, have the legal authority to enter into these Terms, and agree to comply with all applicable laws and regulations.

2. Services Description

Vida Maxima Accounting LLC is a direct business lender offering working capital loans, revenue-based financing, equipment financing, business lines of credit, invoice financing, and related financial products to qualifying business entities. We serve businesses primarily in the state of Florida and operate in compliance with applicable state and federal lending regulations.

Submitting an application does not guarantee approval or funding. All funding decisions are subject to underwriting review, verification of provided information, and compliance with our credit policies.

3. No Financial Advice

The information provided on this website is for general informational purposes only and does not constitute financial, legal, or investment advice. You should consult with qualified financial and legal professionals before making any financial decisions. Vida Maxima Accounting LLC is not a financial advisor, and nothing on this website creates a fiduciary relationship.

4. Application & Eligibility

To be considered for business funding, applicants must:

  • Operate a legitimate, legally registered business entity in the United States
  • Have been in business for a minimum period as determined by our underwriting criteria
  • Meet minimum monthly revenue thresholds as established by our credit policies
  • Provide accurate and complete information in their application

Providing false, misleading, or incomplete information on an application is grounds for immediate disqualification and may expose you to legal liability.

5. SMS Terms & Conditions

By opting in to SMS/text message communications from Vida Maxima Accounting LLC, you agree to the following terms:

Program: Vida Maxima Accounting LLC SMS Marketing Program. By opting in, you consent to receive recurring marketing and promotional SMS/MMS messages about our financial products, services, offers, and updates, sent using an automated telephone dialing system (ATDS).

Message Frequency: Message frequency varies; you may receive up to 4 messages per month. Message volume may increase during promotional periods.

Message & Data Rates: Message and data rates may apply. Check with your wireless carrier for details about your plan.

Opt-Out / STOP: Reply STOP to any SMS message at any time to cancel your subscription and stop receiving messages. After texting STOP, you will receive a one-time confirmation message. No further SMS messages will be sent to your number unless you re-opt-in.

Help: Reply HELP for help, or contact us directly at alexandre@vidamaximaaccounting.com.

Consent Not Required: Consent is NOT a condition of purchase. You are not required to provide SMS consent in order to receive our financial products or services.

Supported wireless carriers include but are not limited to: AT&T, Verizon, T-Mobile, Sprint, Boost Mobile, MetroPCS, U.S. Cellular, and others. Carriers are not liable for delayed or undelivered messages.

6. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Vida Maxima Accounting LLC or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written consent.

7. Disclaimer of Warranties

This website and its content are provided "as is" and "as available" without any warranties of any kind, express or implied. We do not warrant that the website will be error-free, uninterrupted, or free of viruses. We make no representations about the accuracy or completeness of content on the site.

8. Limitation of Liability

To the fullest extent permitted by law, Vida Maxima Accounting LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, even if we have been advised of the possibility of such damages. Our total liability to you for any claim shall not exceed the amount you paid us in the preceding 12 months, if any.

9. Privacy

Your use of our website and services is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data practices.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved in the state or federal courts located in Orange County, Florida, and you consent to personal jurisdiction in such courts.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to our website. Your continued use of our website after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

12. Contact

For questions about these Terms, please contact us:

Vida Maxima Accounting LLC
1890 State Road 436, Suite 215B
Winter Park, FL 32792
Email: alexandre@vidamaximaaccounting.com